Having your paperwork ready can help keep your loan moving. Requirements vary by program, but here's a typical list.
Income
- Pay stubs covering the most recent 30 days
- W-2s for the past two years
- Tax returns, if self-employed or commission-based
- Award letters for Social Security, pension, or VA disability income
Assets
- Recent bank statements (all pages)
- Retirement or investment account statements
- Gift letter and donor documentation, if using gift funds
Other
- Government-issued photo ID
- VA Certificate of Eligibility or DD-214 for VA loans
- Divorce decree or child support documents, if applicable
- Current mortgage statement and insurance declarations (refinances)
- Leases for rental properties
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General educational information only. Not financial, tax, or legal advice, and not a commitment to lend.